Benefits

No Annual Fee

That's a big perk of the Old Navy credit card, officially called the Navyist Rewards Mastercard®. It doesn't have an annual fee. This means you won't pay any yearly charge just for having the card.
However, there are other fees to consider, like interest on purchases you don't pay off in full each month. Be sure to understand all the fees before applying.

Do Good

Old Navy's Navyist Rewards program allows you to donate your points to charity, letting you "Do Good" by paying it forward to a good cause.

Here's a quick rundown:

• Donate Points: Instead of redeeming points for yourself, you can donate them to support select charities chosen by Gap Inc.
• Conversion Rate: Every 100 points equals $1 donation.
• No Minimum: There might not be a minimum points requirement to donate (check details on Old Navy's website).

This allows you to contribute to a worthy cause while utilizing your earned rewards points.

Early Access

Early access to select sales is a potential benefit of being a Navyist Rewards program member, particularly if you have a Navyist Rewards Credit Card or Navyist Rewards Mastercard®.

Here's a simplified breakdown:

• Higher Tier Access: Early access is typically offered to Enthusiast and Icon status members within the Navyist Rewards program. These tiers require you to spend a certain amount annually or hold a Navyist Rewards credit card.
• Not Guaranteed: Early access sales aren't always available, but they might occur for popular events like Black Friday or seasonal promotions.
• Limited Time: The early access window is usually for a short period before the sale opens to the public.

Alternatives for Early Access:

• Email Sign Up: Signing up for Old Navy's email list can sometimes grant you early access or exclusive discounts.
• App Orders: Using the Old Navy app for your purchases might occasionally offer early access or app-exclusive deals.

Overall, while early access isn't guaranteed, it can be a perk of being a higher-tier Navyist Rewards member with a credit card. You can also explore other options like email signup and the Old Navy app for potential early access or exclusive offers.

Members Only Exclusive Offers

ased on the information available, there aren't explicitly mentioned "Members Only Exclusive Offers" beyond the early access to select sales for higher-tier Navyist Rewards members with a credit card. However, there are some program benefits that function similarly:

• Birthday Bonus: Navyist Rewards members, regardless of tier, can receive a special birthday treat, potentially including exclusive discounts or offers.
• Create Your Own Sale Day: This benefit, available to members with a Navyist Rewards credit card, allows you to choose a date for an extra 15% off any purchase at Gap Inc. brands.

Additional Considerations:

• Free Shipping: While not entirely exclusive, free shipping on orders over $50 is a valuable perk for members compared to non-members who have to pay for shipping.
• Rewards Points: Earning points on purchases and redeeming them for rewards across Gap Inc. brands offers some level of exclusivity to members.

Overall:

While there might not be a dedicated "Members Only Exclusive Offers" section, the Navyist Rewards program offers several benefits that provide a slight edge to members compared to non-members.

Family of Brands Bonus

Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts7

the Gap Inc. Family of Brands Bonus, a great perk of the Navyist Rewards program. Here's the breakdown:

• Shop and Earn: You can earn bonus points on top of your regular points by shopping at multiple Gap Inc. brands in a single year.
• Bonus Tiers:
  • Shop at 2 different brands (Gap, Banana Republic, Old Navy, Athleta) and get 500 bonus points.
  • Shop at 3 different brands and earn 1,000 bonus points.
  • Shop at all 4 brands and unlock the maximum 2,000 bonus points.

Maximizing the Bonus:

• This bonus encourages you to shop across Gap Inc. brands to earn more points redeemable for rewards.
• Plan your shopping to strategically hit multiple brands and maximize your points.

Example:

Let's say you typically shop at Old Navy but occasionally need clothes from Banana Republic. This year, if you make one purchase each at Old Navy and Banana Republic, you'll earn the 500-point bonus on top of your regular points from those purchases.

Overall, the Family of Brands Bonus is a great way to boost your points earning and get rewarded for shopping at more Gap Inc. stores.

Quarterly Bonus

The Navyist Rewards program offers a Quarterly Bonus, another way to earn additional points on your purchases. Here's a quick explanation:

• Earning the Bonus: You'll receive bonus points each quarter (typically 3-month periods) as long as you make a qualifying purchase at any Gap Inc. brand (Gap, Banana Republic, Old Navy, or Athleta).
• Bonus Details:
  • The exact amount of points awarded per quarter might vary depending on your membership tier:
    • Standard Member: May receive a smaller bonus (details to be confirmed on Old Navy's website).
    • Enthusiast or Icon Member: Typically earn 250 points or 500 points per quarter, respectively. (Enthusiast status requires a certain spending threshold or holding a Navyist Rewards credit card, while Icon requires a higher spending threshold).
• Frequency: New quarters typically begin on the 1st of January, April, July, and October each year.

Overall:

The Quarterly Bonus is a nice perk to encourage repeat purchases and reward continued loyalty to Gap Inc. brands. By strategically making a purchase during each quarter, you can accumulate additional points towards your rewards goals.